Team Member Legal – Consumer Banking-SUPPORT SERVICES-Legal Job in Kotak Mahindra

Job Role:
Lending and Mortgage :
Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products
Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POA’s, etc.
Highlighting risk parameters to the stakeholders from time to time
Advising on Stamp Duty, Registration and Mortgage related queries from time to time.
Ensuring compliance of Regulatory Guidelines:
Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.
Handling regulatory Audit and Inspection.
Drafting of Agreements, Contracts and Approving Terms & Conditions:
Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements, Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners
Drafting and Vetting of Loan Agreements, Sanction Letters, POA’s and various security documents;
Drafting and vetting of Board Resolutions, Terms and Conditions and Disclaimers for Online and offline products, displayed on the Bank’s website and Mobile Banking APP.
Handling Litigations and Arbitration Proceedings:
Appointing and liasoning with Advocates.
Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.
Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.
Handling recovery matters and giving opinion on legal course of action for NPA and default accounts
Job Requirements:
8-12 years of experience in Title Investigation and Due Diligence, Scrutinizing and advising on Mortgage and lending arrangements will be preferred
Effective communicator with strong analytical skills
Industry preference :Banking & Financial Services

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